How Much Can ‘Where to’ Be Determined?

Did you know that your automobile insurance deductible could be determined by where you drive your vehicle? Andrew and Celeste Parker, both from Tulsa (Okla.) realized this.

They were returning from church when the Parkers hit a road pipe that caused damage to their tire. They didn’t have to pay a penny even though their normal deductible is $1,000. However, they were returning from a religious service and so they didn’t need it.

Although the Parkers’ story might seem strange, GuideOne Insurance customers across the country are choosing similar policies. FaithGuard policies which provide additional protection for drivers who travel to or from religious events, have more than doubled their popularity in 2006. Since 2006, the company has been offering auto insurance with special benefits for churchgoers. The policies are open to all religions.

People are constantly looking for ways to reduce their travel costs and financial protection. Preliminary 2006 National Highway Traffic Safety Administration results showed that there were approximately 6,000,000 auto accidents last year. This confirms the notion of auto travel being dangerous and expensive.

Weather can bring a new dimension to travel. Weather conditions such as rain, hail, snow, and icy can increase accidents. They can also cause vehicle damage, like Lou Bynum’s. Granite City resident Bynum was attending church when the tornado hit. His car, which was sitting in the parking lot, suffered severe damage. This was covered by his FaithGuard insurance.

GuideOne Insurance customers who select FaithGuard get increased medical coverage. They also have protection for religious tithing, mortgage and auto loan payments, as well as greater insurance limits. If a collision results in the death of an insured, memorial donations can be made to their religious institution.

You might be able to save money by thinking about where you are going when you next get in your car.

GuideOne Insurance is one the largest, most trusted and longest-standing insurance companies for churches in the United States. It has more than 43,000 customers across the country. Visit www.guideOneInsurance.com for information on church insurance and other faith-based insurance benefits that churchgoers can take advantage of. www.guideone.comCall your local GuideOne agent.