The holiday season offers a chance to spend time with family and friends, reflect on the past and share in current joys. While you enjoy the company of your family and traditions, it is also a time to think about the future. Are you making end-of-life arrangements? Are you and your family covered in case something happens to you?

A will is a way to provide protection for your family members. Clarifying who gets what after a death helps reduce disputes and confusion. You can’t control your assets without a Will.

Assets are what you have. A lot of Americans don’t think they have enough wealth for a will. Many people will discover that their wealth is greater than they think. Sentimental values cannot be ignored. Although the teacups belonged to your grandmother may not sell for a lot at auction, your daughter might associate them with happy memories.

It can be difficult to draw a will. Some programs can simplify the process. The Estate Vault is one example.www.estatevault.comSoftware-based software,, allows users to consolidate all of their personal data into one location. The Estate Vault lets people list their assets, expenses, and wishes, from car titles to pets’ vaccinations, to personal medical histories, credit card accounts, to pet vaccines. Users can upload their data to a secure web site and keep it on their computer at home. Or burn the files to CDs to share with their loved ones.

The Estate Vault is not only useful for planning your end-of-life, but also helps you with daily living. The system is connected to 13,000 North American credit unions, banks, brokerage firms, mutual fund companies, and credit card companies. It ensures that all transactions and bank account information are up-to-date.

Visit The Estate Vault for more information. www.estatevault.com. Estate Vault trades on NASDAQ OTC under symbol TEVI.