The Medicare Annual Election Period is this fall, from October 15 to December 7. It is an opportunity for Medicare recipients to make critical decisions about their healthcare.
You should consider more than just premiums and network of medical providers when choosing the Medicare plan best suited to your needs. Your decision-making process will be aided by knowing the benefits of Medicare Advantage plans and Medicare prescription drug plans.
Here are five common issues Medicare beneficiaries may encounter when considering their options.
* Your monthly payments are not the only thing to consider. Consider the overall value of the Medicare plan after you have analyzed your past year’s plan.
* Your drug coverage is not the same everywhere. Prices for drugs can change depending on where you live, what pharmacy you use and how often your prescription benefits have been used. Consider the possibility of mail-order prescription drug plans that include mail-order.
* Your plan is not just for medical visits or emergencies. For people with chronic conditions, it may be a good idea to consider plans that offer personalized care such as coaching. For those who are looking to maintain a healthy lifestyle, many Medicare Advantage programs offer health benefits like fitness programs.
* You may not need the same plan as your spouse/significant other. It is important for spouses that they sit down together and evaluate your health, as well as the needs of doctors and hospitals. This helps ensure your Medicare plan fits your needs, your budget, and your lifestyle.
* You’re not on your own in making this decision. Use free resources such as licensed Medicare agents to get health insurance. Medicare.govOr visit Humana.com/MedicareTo help you choose the right plan,
For 2018 Medicare plan information, you can also call 1-800-MEDICARE (1 800 633-4227 or TTY: 1-877-486-2048) 24 hours a days, seven days a săptămână You can also call Humana at 1-888-202-462 (TTY users may use 71).
Knowing your options and the tools you have at your disposal will help you make informed decisions. “advantage”All the benefits that Medicare plans offer in 2018
Humana is Medicare’s Advantage [HMO, PPO and PFFS]Organization and stand-alone prescription drug plans that are not part of a Medicare contract. Contract renewal is necessary to be eligible for any Humana plan.
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