()If you’re a veteran looking into Medicare options, there are two ways to increase your coverage: You can choose to have a Medicare Advantage policy along with your Veterans Affairs (VA), health care benefits.

You can find a Medicare advantage plan that is compatible with VA health benefits easier than you might think. There are plans available for everyone who is eligible for Medicare. However, these plans are specifically designed to complement VA benefits.

To maximize your benefits, as a veteran, you need to be able to understand how Medicare Advantage may compensate for any VA benefits.

* Can Medicare Advantage and VA benefits work together?If you are looking to improve your benefits and coverage, a Medicare Advantage plan will not affect any existing VA benefits. A Medicare Advantage plan can provide additional benefits and services, such as dental and urgent care, that complement VA benefits for primary and prescription drugs. When you receive treatment, you can choose to use either your Medicare Advantage or VA benefits.

* Are there any specific Medicare Advantage plans for veterans?Although most Medicare Advantage plans are open to everyone with Medicare, it is important to talk to an insurance agent to discuss plan options that are specifically tailored for veterans.

The Humana Honor Medicare Advantage plan provides extensive coverage for beneficiaries, including robust dental care, and complements VA coverage. It costs $0 per month. The plan offers access to a wide network that includes access to non-VA facilities and urgent care. This is particularly useful if you have to travel long distances to get care at VA facilities or are subject to lengthy wait times.

To enroll in the Humana Honor Medicare Advantage Plan, you don’t even have to be a Veteran.

* How would the Humana Honor Medicare Advantage plan work with my VA prescription drug coverage?The VA prescription drug benefits are your primary prescription coverage if you add a Medicare Advantage policy that does not cover prescription drug coverage such as the Humana Honor. These Medicare Advantage plans may cover you for certain injectable drugs or infusions at non-VA, in-network facilities. It is possible that this could be beneficial depending upon your medical needs.

Some Medicare Advantage plans include Part D prescription drug coverage. This is useful if you receive medications from non-VA physicians and wish to fill your prescriptions at your local pharmacist rather than through the VA mail-order system.

All Medicare beneficiaries, including veterans, should take into consideration their budget, health, and medical needs. www.Medicare.govCall 1-800-MEDICARE, or TTY 1-877-486-2048 24 hours a days, 7 days a săptămână. You can also visit www.HumanaMedicare.comFor more information about Humana plans, please call toll free 1-800-457 4708 (TTY: 711). A licensed sales agent is available seven days a săptămână, from 8 a.m. to 8. p.m. in local time.

Humana is both a Medicare Advantage PPO or HMO organization and has a Medicare contract. The plan renewal is necessary to be eligible for enrollment in any Humana Plan.

 

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