You go to the doctor when your throat hurts. They give you a prescription and prescribe some pills. But could this be creating a new routine? “superbugs”?

According to the Centers for Disease Control and Prevention, many bacteria are becoming resistant to common antibiotics. Many strains of A streptococcus, which is the bacteria that causes strep-thymia, have developed resistance to macrolides. These are antibiotics such as erythromycin or azithromycin. 48 percent of group A strep bacteria that was found in a 2002 epidemic of strep throat in a Pittsburgh school was resistant to macrolides.

Antibiotics can make bacteria resistant. This can happen when patients do not follow the prescribed dosage or take the wrong class. While strep can resist macrolides and has been reported to have never shown resistance to penicillin-class antibiotics,

Moxatag, a brand-new drug approved by the FDA for treating strep throat in patients aged 12 and over, has been approved by the FDA.www.moxatag.comAmoxicillin is a penicillin-class antibiotic that is administered by Dr. Yves. It comes in a once-a day form. Patients are more likely take the medication correctly according to a 2006 study done by the Medical University of Lodz in Poland. Amoxicillin reduces strep’s exposure of macrolides. This helps to prevent more strep from becoming resistant.

When antibiotics are not required, superbugs can also be developed. A 2001 study in the Journal of the American Medical Association found that 73% of adults with sore throats went to the doctor for antibiotics. However, only 5 to 17% of the sore throats were due to bacterial infection. If a throat culture shows that there is bacterial infection, you should not take antibiotics.

The pace of life today is rapid. The rise of digital technology has allowed people to communicate with each other via the internet and simultaneously check their children’s soccer scores. With the advent of the Internet, consumers can expect the same conveniences from all services and businesses except their insurance companies. For those who are struggling to pay their medical bills and need health insurance, 98 per cent of claims can be processed within 30 working days.

With almost two-thirds American households earning less than 2002, being insured is not enough. It’s vital to understand how quickly and efficiently your insurance carrier pays claims. This is critical for both financial recovery and physical recovery.

According to a recent survey, 66% of workers would struggle to pay for the financial burdens associated with serious illnesses and injuries. Only 49% have enough money to cover out-of pocket expenses. Employers are being forced to take cost-saving measures due to rising health care costs, which is putting even more financial pressure on employees.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

A lot of people will have to wait for up to a few months before receiving their insurance payments. Many insurance companies are able to provide customers with fast service thanks to modern technology and better understanding of their needs. This is one example. AflacIn the insurance industry, it is rare to find policies that allow for claims approval, processing, and payment within one day.

Fast payment policies are no longer luxury items of the past. It is a necessity in today’s world. It is more important than ever that you have money available immediately for serious injuries or illnesses. Your insurance company should be able to respond quickly.

Aflac’s One Day Pay Promise can be found at