There are not many things in life that are certain. However, there is a good chance that you will have to be admitted and then undergo rehabilitation.

Although hospitals offer many services that may be helpful, most people prefer to heal in their own homes. Home care is not only beneficial for the recovery process but can also present its own challenges. It can be difficult for caregivers as well as patients to deal with their fears and anxieties about the future.

The Association of Rehabilitation Nurses, a nearly 6,000-member worldwide organization, has established a Helpline. ReSTARTThis online resource provides information to those in rehabilitation for everything, from strokes to joint replacements to head injury to those who will care for them.

ReSTART is an excellent website to help patients navigate the path to wellness. Recent studies show that as many 75 million Americans have some kind of disability.

According to ARN the goal is for patients with a disability to be able to live a full, independent life.

“My clients have been through acute rehab and are back in their communities,”Susan Wirt, a former president of ARN, spoke to The American Nurse in an exclusive interview. “I figure out how they can be well and healthy despite their chronic conditions,”She spoke.

Rehabilitation nurses can effectively manage complex health care issues and collaborate with other disciplines, such as speech or occupational therapists. They also provide education to patients and caregivers. ARN emphasizes the importance and advocacy of National Rehabilitation Awareness Week, Sept. 20 to 26.

“Advocacy is also a huge role for us,”Michelle Camica, MSN. CRRN, past president of ARN, spoke to The American Nurse in the same interview. “We serve as the patient’s advocate when addressing issues with other members of the health care team and sometimes with a patient’s own family. We always want to make sure patients are getting the right care in the right place at the right time,”She spoke.

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The pace of life today is rapid. The rise of digital technology has allowed people to communicate with each other via the internet and simultaneously check their children’s soccer scores. With the advent of the Internet, consumers can expect the same conveniences from all services and businesses except their insurance companies. Although 98 per cent of insurance claims are processed within 30 working days, it can be frustrating for those who have difficulty paying their medical bills.

It is no longer enough to be insured, as nearly two-thirds of American households have less income than 2002. It is important to find out how fast and easy your insurance company processes and pays claims. This is important for both financial and medical recovery.

Recent research found that 66% would not be able to adjust to the high financial cost of serious illnesses or injuries. Only 49% have enough money to cover out-of pocket expenses. Employers are being forced to reduce costs as rising health care costs put even more financial pressure on their employees.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

Some people might have to wait as long as a month to receive their insurance payments. Many insurance companies are able to offer fast service because they have better technology and an understanding of today’s consumer needs. This is just one example. AflacIn the insurance industry, it is rare to find policies that allow for claims approval, processing, and payment within one day.

In the past, fast payment policies were a luxury. It is a necessity in today’s world. It is more important than ever that you have money available immediately for serious injuries or illnesses. Your insurance company should be able to respond quickly.

Aflac’s One Day Pay Promise can be found at