As the spread of COVID-19 (the novel Coronavirus) continues to reshape American lives daily, sometimes by the hour. The health and stability the nation’s most essential workers, such as our first responders and health professionals, is paramount.

Workers who have been exposed to the deadly virus may be asked to leave their jobs until they are tested. This will prevent them from being exposed to it and could endanger patients.

This is where organizations like xymbio step up to the plate. Xymbio, a company that tests for infectious diseases, offered to use its high-speed program to run tests on first responders and health care workers to ensure their safety and get them back to their jobs as quickly as possible.

The Las Vegas-based company employs ThermoFisher technology and operates under Emergency Use Authorizations (EUA) issued by Federal Drug Administration. This guidance also includes the highest diagnostic standards.

xymbio will process COVID-19 testing for hospitals and health systems. The company can also provide on-site and home testing for employees who suspect they have been infected. Individual physicians can also request testing kits or testing for their patients online through the xymbio website.

The company has been waiting for a response by the Centers for Disease Control and Prevention and National Institute of Health and National Institute of Allergy and Infectious Diseases for the funding it needs to purchase test kits and scale up its testing capabilities.

“xymbio has developed state of the art qPCR technology using ThermoFisher reagents to detect coronavirus protein n,s,e antigens. Their test is highly specific, accurate and scalable. They are now only limited by government funding to expand capacity from 500 tests per day to thousands of tests per day. Time is of the essence. They have the fix. They need the support to expand their operations now!”Dr. Larry Emdur, Chief Medicine Officer of Alvarado Hospital.

“We are in a war against a dangerous virus, and with federal assistance we are prepared to ramp up our testing capacity over the next 35 days to 20,000 tests a day, or 120,000 tests a week, with immediate plans to expand operations to Las Vegas and Atlanta, which would more than quadruple our testing capacity,”According to Dr. Heath Wills CEO and Chief Medical Officers at xymbio.

“We are ready to undertake the rapid action on behalf of many more citizens, and await prompt action on our proposal to the NIH, HHS, CDC, FEMA or the White House Task Force on Coronavirus testing during this national crisis,” Wills emphasizes.

xymbio is also involved in the Swab for Life campaign by the Give Life Foundation. This non-profit organization is dedicated to raising awareness about blood donation.

“We chose to partner with xymbio because of its extremely accurate COVID-19 testing capabilities that we believe will accelerate help to Americans during this national healthcare crisis,”Bart S. Fisher, Chairman of the Foundation.

Visit xymbio for more information and to learn about their efforts to collaborate with hospitals and individual health care providers. xymbio.com.

The pace of life today is rapid. The rise of digital technology has allowed people to communicate with each other via the internet and simultaneously check their children’s soccer scores. With the advent of the Internet, consumers can expect the same conveniences from all services and businesses except their insurance companies. While 98 per cent of insurance claims are processed within 30 working days, it can be frustrating for those who have difficulty paying their medical bills.

With almost two-thirds American households earning less than 2002, being insured is not enough. It is important to find out how fast and easy your insurance company processes and pays claims. This is critical for both financial recovery and physical recovery.

Recent research found that 66% would not be able to adjust to the high financial cost of serious illnesses or injuries. Only 49% have enough money to cover out-of pocket expenses. Additionally, rising healthcare costs are forcing employers into cost-saving measures that are putting employees under greater financial pressure.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

A lot of people will have to wait for up to a few months before receiving their insurance payments. Many insurance companies are able to offer fast service because they have better technology and an understanding of today’s consumer needs. This is just one example. AflacIn the insurance industry, it is rare to find policies that allow for claims approval, processing, and payment within one day.

In the past, fast payment policies were a luxury. It is a necessity in today’s world. It is more important than ever that you have money available immediately for serious injuries or illnesses. Your insurance company should be able to respond quickly.

Aflac’s One Day Pay guarantee can be found on aflac.com/onedaypay.