Americans are familiar with the fact that worries about finances are a major cause of anxiety. In a poll conducted by the Anxiety Disorders Society of America, people were asked which stressors they most often experience.www.adaa.orgRespondents were 45 percent “personal finances.”They have every reason to feel stressed. According to the U.S. Department of Labor, record numbers of people are receiving unemployment benefits.

Even those who believe the economy is improving, most people cite it as a source for their stress. Another ADAA Online Poll confirms this sentiment. Nearly 77 Percent said that the economic recession has caused a moderate amount. “a lot of stress.”

Is it possible that there are many people who feel so stressed and worried about their bank accounts than before the financial crisis? Is this a sign that anxiety disorders are on the increase? The answer is: No.

Anxiety is a natural reaction to uncertain and stressful situations. It is your body’s way of telling you to be aware and protect yourself.

If you are constantly worried about the economy and your finances, or if you have trouble sleeping or performing your normal tasks, then you might be suffering from generalized anxiety disorder.

GAD is also known as General Anxiety Disorder. This anxiety disorder differs from normal anxiety about the economy and other stressful events. GAD does not need to be triggered by an event. GAD affects 6.8million adults in America, which is 3.1 percent of the population. In any year, women are twice as likely.

People suffering from generalized anxiety disorder have a persistent, excessive and unrealistic worry for money, family, or work for at least six months. They feel they can’t stop this worrying cycle and are unable to control it. GAD symptoms may include restlessness, insomnia, trouble sleeping, fatigue, irritability and muscle tension.

You can find help by visiting the ADAA website (www.adaa.orgThere are many resources available to help you manage anxiety. You can find a local therapist and receive an enewsletter for people with anxiety disorders. Or, purchase self-help books.

The pace of life today is rapid. The rise of digital technology has allowed people to communicate with each other via the internet and simultaneously check their children’s soccer scores. With the advent of the Internet, consumers can expect the same conveniences from all services and businesses except their insurance companies. For many people struggling to pay their medical bills, this can seem like a long wait, even though 98 percent of claims for health insurance are processed in 30 days.

It is no longer enough to be insured, as nearly two-thirds of American households have less income than 2002. It is vital to understand how quickly and efficiently your insurance carrier pays claims. This is critical for both financial recovery and physical recovery.

According to a recent survey, 66% of workers would struggle to pay for the financial burdens associated with serious injuries and illnesses. Only 49% have enough money to cover out-of pocket expenses. Employers are being forced to take cost-saving measures due to rising health care costs, which is putting even more financial pressure on employees.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

A lot of people will have to wait for up to a few months before receiving their insurance payments. Many insurance companies strive to provide fast service with better technology and better understanding of customers’ needs. This is just one example. AflacIt is almost rare for insurance companies to offer policies that include claims processing, approval, and payment in a single day.

Fast payment policies are no longer luxury items of the past. It is a necessity in today’s world. It is more important than ever that you have money available immediately for serious injuries or illnesses. You should ensure that your insurance company can move at your pace.

Aflac’s One Day Pay guarantee can be found on aflac.com/onedaypay.