You think you know everything about your spouse or partner, but not when it comes down to money.

Fidelity Investments’s new website says so “2015 Couples Retirement Study,”The overwhelming majority of couples who were surveyed stated that they communicate with each other. “exceptionally well”Or “very well”About financial matters, 43 percent of respondents couldn’t identify their partner’s earnings — an increase of 16 percent since the last time this question was asked in 2012. 10 percent were also erroneous by $25,000, according to those who tried guessing.

“We know couples don’t always agree when it comes to money, but we were surprised how many missed the mark on the question of their partner’s salary,”John Sweeney (Fidelity’s executive Vice President of Retirement and Investing Strategies), said John Sweeney. “If gaps exist around basic questions like that, couples might have other opportunities for improvement on the financial front, including how and where to retire and later-in-life issues like eldercare and estate planning.”

You feel a little self-confident that you know exactly how much your partner makes. If you’re brave, ask your partner these questions to find out how you stack up.

* How much do we need to save to maintain our current lifestyle in retirement? (The survey results were 48 percent. “no idea,”The remaining 47 percent, which included Baby Boomers close to retirement, disagreed with that figure.

* How much can we expect in Social Security benefits to help complement what we’ve saved independently? (The survey results show that 60% of couples and 49% of Boomers were unable to answer the question, despite the fact that the government regularly sends out the information.)

* If you add up all our investible assets — i.e., bank accounts, mutual funds, retirement accounts, and stocks and bonds — what’s the grand total? (Survey results show that 36 percent of couples didn’t agree.

* Traveling the world or staying put? (Survey results – One in three people had contradicting visions of the lifestyle they envisioned after retirement.

Additional interactive options are available “Couples Quiz”Questions on Fidelity’s site ( are some other things you might be interested in trying.

Answering these questions will result in your “Financial Personality,”It’s a good idea to share the results with your partner so that you can learn how to navigate retirement together.

A word of wisdom: Although it is important to be sincere, you should think carefully about your desire to close the sale.

The pace of life today is rapid. People can check their kids’ soccer scores on the phone, while also sending emails to work with the help of digital technology. Consumers can expect the same conveniences and benefits from all businesses, including their insurance companies, thanks to the internet age. For those who are struggling to pay their medical bills and need health insurance, 98 per cent of claims can be processed within 30 working days.

It is no longer enough to be insured, as nearly two-thirds of American households have less income than 2002. It is important to find out how fast and easy your insurance company processes and pays claims. This is important for both financial and medical recovery.

Recent research found that 66% would not be able to adjust to the high financial cost of serious illnesses or injuries. Only 49% of those surveyed have less than $1,000 to cover out-of pocket expenses. Additionally, rising healthcare costs are forcing employers into cost-saving measures that are putting employees under greater financial pressure.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

Some people might have to wait as long as a month to receive their insurance payments. Many insurance companies are able to offer fast service because they have better technology and an understanding of today’s consumer needs. This is just one example. AflacIn the insurance industry, it is rare to find policies that allow for claims approval, processing, and payment within one day.

In the past, fast payment policies were a luxury. It is a necessity in today’s world. It’s vital to have funds readily available for serious illness or injury. You should ensure that your insurance company can move at your pace.

Aflac’s One Day Pay Promise can be found at