Almost everyone has tried medication for some reason, be it an over-the-counter pain reliever (OTC) for a headache, an allergist medicine, or an antibiotic for an infection.

OTC medication is especially difficult to use and most people will not use it all. Instead, they often keep the medication in the cabinet until its expiration date (often long past).

The Consumer Healthcare Products Association (CHPA), a national trade association that represents OTC drug manufacturers, states that unneeded medication can be safely and easily disposed of.

“Sustainability, stewardship, and medication safety is everyone’s responsibility,”Scott Melville is the president and CEO at CHPA.

“How you dispose of unwanted, unused, or expired OTC medicines is important and following the proper in-home disposal method for OTCs is quick and easy,”He insists.

Take the time to clean out your medicine cupboard this spring and opt for one of these three easy ways to get rid of expired, unused or unneeded medicines.

  • Toss your garbage at home. You can throw out many OTC and prescription medications with regular trash. Mix the medication with any other unappetizing trash (such as cat litter or used coffee grounds) and seal it in a plastic bag. You can then place the bag in your regular household trash bin.
  • Drop-off disposal. You can drop off any medication at designated kiosks provided by many pharmacies and law enforcement agencies.

    You might find a drop off location near you. MyOldMeds.com provides a free zip code locator tool which allows you to search for more than 22,000 sites across the country that offer all-year medicine disposal options.

  • Day of drug take-back. The U.S. Drug Enforcement Agency holds biannual national Drug Take-Back Day activities. This year’s event will be held on April 24. These events are temporarily set up at local locations across the country to allow people to safely return their medications, as well as reminding them to clear out their medicine cabinets.

Visit KnowYourOTCs.orgVisit this page for more information on safely disposing medications at home. MyOldMeds.com Find safe and secure disposal locations close to you

Today’s life is very fast. People can check their kids’ soccer scores on the phone, while also sending emails to work with the help of digital technology. Consumers can expect the same conveniences and benefits from all businesses, except their insurance companies, thanks to the internet age. Although 98 per cent of insurance claims are processed within 30 working days, it can be frustrating for those who have difficulty paying their medical bills.

With almost two-thirds American households earning less than 2002, being insured is not enough. It is important to find out how fast and easy your insurance company processes and pays claims. This is critical for both financial recovery and physical recovery.

Recent research found that 66% would not be able to adjust to the high financial cost of serious illnesses or injuries. Only 49% have enough money to cover out-of pocket expenses. Employers are being forced to reduce costs as rising health care costs put even more financial pressure on their employees.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

A lot of people will have to wait for up to a few months before receiving their insurance payments. Many insurance companies are able to offer fast service because they have better technology and an understanding of today’s consumer needs. This is just one example. AflacIt is almost rare for insurance companies to offer policies that include claims processing, approval, and payment in a single day.

Fast payment policies are no longer luxury items of the past. It’s a necessity. It’s vital to have funds readily available for serious illness or injury. You should ensure that your insurance company can move at your pace.

Aflac’s One Day Pay Promise can be found at aflac.com/onedaypay.