()It can be difficult to make the right choice and get the best healthcare coverage in 2021. The Annual Election Period is the time when Medicare recipients will have to make this decision. It runs from October 15th through December 7. Although we cannot predict the future, or what our eventual health needs will be (as the pandemic demonstrated), we can make informed decisions about the healthcare coverage we choose in the coming year.

First, you should take time to compare the benefits and thoroughly research your options to make sure that you choose a Medicare Advantage policy that is both good for your physical and mental health. You should be aware of the innovative benefits available on certain plans if they could be beneficial for you in 2021.

* COVID Prevention and Support: Some Medicare Advantage plans are offering $0 copays for COVID-19 testing and treatment, as well as 14 days of home-delivered meals if a member is diagnosed.

* Insulin Savings Programs: Certain Medicare Advantage plans are working with the Centers for Medicare & Medicaid Services (CMS) to increase insulin affordability, providing members with more affordable copays such as $35 for a 30-day insulin supply.

* In-Home Assistance: If you anticipate needing surgery in the coming year, consider a plan that provides in-home support, meal deliveries, or transitional programs. Certain Medicare plans include transportation benefits that can take you from home to a doctor’s visit.

* Routine Preventive Benefits: Vision, hearing, and dental coverage can help you maintain a healthy lifestyle, so you may want to identify a plan that includes these benefits to help stay ahead of your health needs. Look for plans that include allowances for glasses and contacts, in addition to traditional eye exams.

* Wellness and Rewards Programs: Plans can also go the extra mile and offer reward programs to help motivate members to take charge of their health, whether it’s getting more exercise, participating in fitness programs, or even making preventive care appointments.

You can also visit beneficiaries to learn more about the COVID-19 pandemic. Beneficiaries can also visit www.Medicare.govCall 1-800-MEDICARE (800-633-44227) 24 hours a days, 7 days a săptămână; or go to www.medicare.org to www.Humana.com/MedicareLearn more about Humana plans. Humana licensed sales agents are available at 1-800-213-5286, TTY: 71, from 8 a.m. to 8. p.m. local times, seven days a semaine. These resources will help you to choose the right 2021 Medicare Advantage plan for your needs.

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