Spring is all about new starts. It’s the perfect time of year to review your financial situation and reevaluate your savings strategy. Here are some tips to help you save whether you’re shopping for groceries or tax returns.
Every dollar counts. A credit card linked to a rewards program can earn you additional cash, points towards travel, or savings as long as your monthly balance is paid off. Upromise offers a 1 to 25% return on all purchases and money to members for college savings or student loans.
– Make travel more affordable. Good news for travelers is price slashing. Destination hot spots like Disney World now offer huge discounts due to the down economy. To find the best package for you, do some research online.
Book directly on the airline’s web site to save money and avoid any administrative fees. A Wednesday departure is the most affordable if your schedule allows.
Never pay full price for groceries. Although some expenses can be cut, grocery costs are something you cannot ignore. However, a little planning ahead can help you save big. For weekly sales information, check your local supermarket circular. Stock up on non-perishables as well as items that are freezer-safe. You can also check your Sunday newspaper for printable coupons. SmartSource.com and CouponMom.com are good places to start. Don’t forget about Upromise eCoupons. These are digital coupons that can help you save up to $25 per month.
Get a tax discount. File electronically to save time and money this year. Programs such as TurboTax or H&R Block’s TaxCut allow you to e-file and receive your refund within two weeks. Remember to take all your deductions into consideration. You can easily forget to write off your home office, student loans interest, and clothing or vehicle donations.
Freebies are available. It’s easy to forget that freebies are available in this modern age. You can borrow the book or DVD from your library instead of buying it. You can also find great deals on secondhand items. You can spring clean by checking out FreeCycle.org, or your local Swap Shop for slightly used items. You might find your treasured item in someone else’s trash.
