It doesn’t matter if you are buying your first or fourth home, buying a house is thrilling but also stressful.

Many questions plague homebuyers: Are we able to afford it? What is the minimum amount we can put down? Is it enough to avoid paying the PMI (Private Mortgage Insurance). Refinance is a decision that homeowners have to make. What are the negatives? What’s the long-term value of refinancing?

Consumers had one choice in the past: to take on more debt. These debts came with greater discomfort and the fear of higher monthly payments. “if we couldn’t afford it, we could lose the roof over our head.”You might have a different answer.

Co-investing at home is a great way to own and buy a house.

Home co-investing allows homeowners and homebuyers to work together in order to increase the value of their homes over time. Home co-investing is for homeowners who want to finance a purchase or homebuyers who are looking to increase their equity. There are no monthly payments, interest nor additional debt.

Home co-investing shares can be used to track the value of your home, up or down. You have the option to either return your investment within three years or to keep it until you decide to sell.

“In a nutshell, we’re in business to partner with you in your new or current home,”Unison, which is the company behind this idea, has a website. The San Francisco-based home coinvesting company, Unison, is currently helping homebuyers in 30 states and Washington, D.C.

Unison’s 2019 Home Affordability Report, published recently by Unison, states that people earning the current median income will need to save for a 20% down payment over 14 years. By helping buyers overcome the initial hurdle of the down payment, home co-investing is a benefit. Prospective buyers can invest 10 percent in home co-investing and the company will contribute 10 percent. A homebuyer now has the option to pay a down payment of 20 percent without incurring additional debt.

“Among the biggest financial mistakes potential buyers can make during the home-buying process is not researching all possible financing options beforehand, including home co-investing,” says Cari Jacobs, Chief Marketing Officer at Unison.

“Think of it as the sharing economy for home buying. By partnering with a company like Unison, you can live the life you want, in the home of your dreams today, while sharing the risk,”She explains.

“It’s always better to have more information so you can make a fully informed decision that helps you buy the home you want, and sets you up for long-term financial success.”

Home co-investing is also available for homeowners. It offers home equity-based financing for a range of needs including home renovations and paying medical bills. This is not a traditional home equity loan. There are no monthly payments and no additional debt.

Home co-investing is a new way of thinking about home financing.

Visit unison.comFor more information, please visit