Americans without computers at home can be left behind. Children require computers for school work. Adults who can’t access their email at home may miss important information in the workplace.

One mother was shocked when she discovered that her child’s after-school activities needed to be registered online. “I had to go to a public library just so my son could bring a project to the county fair.”

Many people fear they won’t be able to afford a home computer. Computers are easier to get than most people believe.

Refurbished computers can be bought at a fraction of the cost of new machines.

However, some companies offer financing options for computer purchases. One company that allows this is Pay by The Day (www.abuckaday.comPeople can pay as little as a few dollars per day to get a brand new computer.

Online buyers can buy IBM laptops and monitors as well as Toshiba notebooks and Lexmark printers. Pay by the Day ships the item directly to the buyer after a quick credit check. Pay by the Day approves customers with – or negative credit histories.

Each payment allows consumers to decide how much money they’ll spend on their computer purchase. People can spend more money on their computer purchase if they have extra cash. Pay by Day does not have hidden fees Once a customer has made their final payment, their computer is theirs.

Pay by the day can also help people improve or create credit. Customers pay the company automatically from their bank accounts. They don’t need to worry about losing or forgetting to mail bills.

Slowly paying down the purchase of a computer can improve credit scores, which could lead to them being able borrow larger amounts for future purchases.

A lot of Americans can’t live without a home computer. However, if they finance their electronic purchases they can still afford the computer they want.