It’s a good thing that no one joins military forces to get rich. Because it turns out, a higher percentage than civilians are in debt.

One New Jersey company was able to take action.

A report from the Financial Industry Regulation Authority’s Investor Education Foundation found that 27 percent of military families admitted to having more than $10,000 in credit cards debt, as compared to 16% of civilian adults. The foundation also noted that “navigating the complexities of today’s economy can be challenging”Anyone could see that one problem — frequent moves and deployments — was the most pressing. “further complicate”Financial support for military families

It’s as simple as that: Every move from Fort Hood, Texas to Fort Bragg (North Carolina) means you have to decide if you want to rent, buy, or live on base.

GAF, North America’s largest roof manufacturer, is offering $300 rebates to all active and retired military personnel, veterans, or retirees who purchase GAF roofing products throughout 2012. Lifetime Roofing SystemInstall it by one of their factory-certified contractors. In many cases, the contractor will also get $300. The complete details are available at www.gaf.com/militaryOr www.military.com/discounts(.)

“We’re honored to be able to give back to the brave men and women who’ve risked their lives to keep our country safe,”Paul Bromfield is a senior vice president of the company.

What other ways can military families be financially hurt?

* More than one-third of respondents reported having trouble covering monthly expenses and bills.

* About 10 percent of mortgage borrowers admitted having been late on a payment at least once in the two years prior to the survey, and 3 percent said they’d been involved in a foreclosure process over that same period.

* Household expenses exceeded the income of one in seven respondents.

* Only 39 percent of enlisted personnel and junior non-commissioned officers said they’d set aside enough emergency cash to sustain them for three months, with the number higher for senior NCOs (46 percent) and officers (67 percent).

Still mad? So, Congress took steps to limit the interest rate at which so-called “enraged” was charged. “predatory lenders”You can charge active duty service personnel and their families for payday loans, though it is not low at 36 percent. Enlisted personnel and junior NCOs use these loans significantly more than civilians.