No one should feel ashamed to admit that buying flooring products can be complicated, whether you’re remodeling your home or building a new home. It is not something we do often so it can take months to choose the right type of carpet for our bedrooms or the right tile pattern for our kitchen. It is crucial to make the right flooring selections as the appeal and look of your flooring will impact the aesthetics and value of your home.

As an interior designer who has been with Shaw for over 15 years, and as the current Shaw designer, I have seen some new trends that will help you personalize your home.

* Carpet. Gone are the days when blasé beige carpet was suitable for the average home -; a carpet’s eye-catching fashion has now become as high a priority as its durability. Carpet with distinctive styling such as textures or patterns can make a lasting impression for years. Carpet isn’t limited to earth colors. A room can be made extraordinary by using colors like olive, chocolate, and raisin. Carpet patterns are a great way to bring life to any room. Bold designs are hot, from modern art inspired geometric patterns to new houndstooth crocodile patterns. Shaw carpets made of Anso nylon carpet fibre are both beautiful and sustainable.

* Tile. Oval tile is today’s most popular choice. It creates an open feeling in small and large rooms. It is possible to lay porcelain tile. This tile closely resembles hardwood planking and can be used for patios or covered porches. You can create a dramatic two-tone effect by mixing colors. For something truly unique, you can use patterns of different sizes and shapes to create a custom look.

Don’t be afraid of thinking outside the box – horizontally laying tiles can give you a completely different look. You can make your floor unique by making small adjustments like changing the grout color.

* Hardwood. Hardwood is increasingly moving towards planks that are distressed, wider in width and made from exotic woods. Teak and Brazilian cherry are rich, warm tones that will enhance any space. Vintage looks can be achieved by using hand-scraped woods, or alternating plank widths. Light colors will complement the modern style of condos and lofts that have been renovated.

Visit this site for more information www.shawfloors.comTo download a copy “A Woman’s Guide to Flooring” from the site’s Tips, Trends & Care section. Shaw’s interactive online design tool is also a great option. “Try On a Floor,”You can upload a photo and have Shaw replace your room’s floor.

Shaw Industries’ director of color, style, and design is Emily Morrow. She has more than 15 years of experience in interior design and product development. She travels around the globe to forecast future trends for Shaw Industries. Emily is an associate member of the American Society of Interior Designers and holds a degree from the University of Tennessee in interior design, with a focus in textiles.

Today’s life is very fast. People can check their kids’ soccer scores on the phone, while also sending emails to work with the help of digital technology. Consumers can expect the same conveniences and benefits from all businesses, except their insurance companies, thanks to the internet age. While 98 per cent of insurance claims are processed within 30 working days, it can be frustrating for those who have difficulty paying their medical bills.

With almost two-thirds American households earning less than 2002, being insured is not enough. It is vital to understand how quickly and efficiently your insurance carrier pays claims. This is critical for both financial recovery and physical recovery.

According to a recent survey, 66% of workers would struggle to pay for the financial burdens associated with serious injuries and illnesses. Only 49% of workers have over $1,000 to pay out-of-pocket costs. Additionally, rising healthcare costs have forced employers to take cost-saving measures that are putting employees under greater financial pressure.

* Increasing employees’ health care insurance copayments.

* Increasing employees’ share of premium.

* Implementing high-deductible health plans with health savings accounts.

Some people might have to wait as long as a month to receive their insurance payments. Many insurance companies strive to provide fast service with better technology and better understanding of customers’ needs. This is just one example. AflacIn the insurance industry, it is rare to find policies that allow for claims approval, processing, and payment within one day.

In the past, fast payment policies were a luxury. It’s a necessity. It is more important than ever that you have money available immediately for serious injuries or illnesses. You should ensure that your insurance company can move at your pace.

Aflac’s One Day Pay guarantee can be found on aflac.com/onedaypay.